Banks Catalyst for Economic Crash

Below is a copy of September’s newsletter posted at www.thecoverclub.net. In it contains prophecy that I would also like to share on this ministry page. Please be prayerful as you read so that you can hear instructions from the Lord for your personal situation.

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It is good to communicate with you again. Please accept my apologies for the gap between newsletters. During the last 6 months, the Lord has been re-positioning me spiritually and also physically. Since I last communicated with you, I have moved out of California, am currently in Minnesota and preparing to move to Nebraska where the Lord is sending me. It is His will that The Cover Club be expanded there.  This summer I have been spending time with my family in Minnesota and healing from the spiritual battles I have had over the past several months. Now it is time to prepare for the next phase and also help the body of Christ prepare for what will eventually happen within our financial system in the United States. During this time the burden of The Cover Club has never left me. The Lord has reminded me that The Cover Club is a Joseph ministry. The Cover Club’s purpose is to serve as an interim financial safety net for the body of Christ in the mist of the financial and economic chaos when our country and the world transitions to new systems of commerce.

In fact,bank-collapse the Lord has been speaking to me about specific things concerning the state of our banking system and how the banking system in our country and around the world will be one of the catalysts for the financial downturn that is coming to America. In a previous newsletter no. 7 (volume 2, no 7) I spoke about Dubai becoming the new financial center for the world replacing Great Britain and New York. What I did not say and did not know at the time is that there will also be a new financial center for the United States. However, the new financial center must be prepared and brought in existence through both prayer and natural means. There is much preparation that needs to be made so that the new financial center is Kingdom focused. I will discuss America’s new financial center in more detail an upcoming newsletter.

Frankly, those who are in the banking and finance industry know that our financial system is going to fail us. It is just a matter of time.  There will be a new system of money, and new systems of commerce. The story of Joseph is about storing up grain as provision for the seven years of famine (Genesis 41). Those who are called to be Josephs in this hour are called to do the same in their respective areas of ministry. For The Cover Club, currency is our ‘grain’. In a time when the dollar will inflate to the point of no return, the specific currencies will increase in value in the world currency markets. When others are struggling because they do not have the necessary finances in USD, those of you who have seen and understood the vision of The Cover Club will have the resources and will then be in a position to carry out Kingdom work during this interim period. The interim period also serves as a bridge to the new economy.

According to Neville Johnson the economic meltdown is judgment on our system of greed and injustice and now is the time for the Josephs to rise up into power in preparation for an economic downturn crisis. The Lord is rising up Josephs around the world just as He is rising up The Cover Club, a strong natural and prophetic indication that there really is going to be an economic crisis in the earth. Because of the greed and injustice in our banking systems and because the lessons given by God were not learned with the 2008 financial crisis in our country and the world, the next crisis is going to be greater than the last. There are some that have prophesied that the New World Order wants to put in new systems of commerce replacing our current system possibly with a chip, I believe this to be true. But God also wants His economy in place. In either case, The Cover Club will act as an interim economic vehicle and also an instrument for wealth transfer as the economy and our world is transitioning.

What will happen with the Banks?

About 10 years ago, the Lord showed me that the people of the United States will barter for goods and services for a short period of time. He said, “What we see as valuable today will have no value during this time and what we perceive as having no value today will have great value for trading while we are in this temporary system”. Why will we barter? The reason is because we will not have access to our money that sits in our bank accounts.

I believe there will be events that will lead to banks shutting down, possibly for months. One aspect of the catalyst that will cause the American banks to shut down is a financial instrument called derivatives. Banks around the world are heavily investing into this volatile financial instrument. These investments have increased significantly since the 2008 mortgage crisis.

What is a Derivative?

A derivative is a financial security such as a futures contract and option contract or mortgage-backed security. Derivatives get their value from an underlying asset in which the agreement between a buyer and seller that predicts how much the asset price will change within a specified period of time. The underlying asset can be oil, gold, agricultural, energy products, stocks, bonds and even currencies including the US dollar. For example, if the current price of oil were trading at $48 dollars a barrel, a contract could be created to state that two days from now, oil will be trading at $50 a barrel.  You can purchase this option agreeing with the price of $50 a barrel or you can purchase the option disagreeing. At the end of the two days, if the price of oil is any amount less than $50 a barrel, then the person who agreed looses and has to pay the price difference to the person who disagreed. If the price of oil is more than $50 a barrel, say $55 then the person who agreed wins and gets a payment of $5 from the person who disagreed. A derivative is risky because with these contracts, it is not always possible to know what is actually happening with the underlying asset, especially if the contract will expire a few months or a few years in the future. Once a contract is made, the contract must be honored.

It is estimated that US banks have invested nearly $247 trillion dollars in derivatives. Outstanding derivatives contracts around the world are at $552.9 trillion dollars according to the Bank for International Settlements (www.theeconomiccollapseblog.com).

It is my belief that it will be the derivatives market crash that will cause the banks to shut down not giving Americans access to their funds for a short period of time, possibly as long as six months.

David Wilkerson, a prophet, received a prophecy many years ago concerning the collapse of banks. I would like to share an excerpt of the prophecy with you….

“It is just about to happen very soon; and I am speaking prophetically. If I’ve ever heard anything from God in my life I heard it! About the nations! Poland owes $30 billion and they haven’t even paid the interest in two years! Saudi Arabia is behind on their payments on $8 billion – the richest country in the world as far as Arab states and it is not paying its bills! Very soon a European or North African or Eastern nation is going to default on its international loan and when that happens within two weeks Mexico is going to default. Mexico owes $100 billion – 80% of it to American banks – and here is what is going to happen: About two weeks after the first country goes bankrupt we are going to survive that because most of that money is owed to European banks; German, Swiss and French banks. The 2nd country is going to go down probably Argentina or Brazil and we will kind of live that out and people will settle down and say “Well maybe it’s not going to hurt.” But two weeks after the first country goes down, Mexico is going to default on $100 billion. And when the banks open the next day at 9:00 am in the morning $15 billion an hour is going to be withdrawn from our American banks. They are going to be running our banks; the Arabs, all the Latin American countries. They are going to be running our banks – and before the day is over the United States is going to have to declare a bank holiday. And we are going into six months of the worst hell America has ever seen! There is going to be chaos! Not even the National Guard is going to be able to quiet it down. We are going to have to call out the whole United States Army.

“Now I’ve had visions recently for I’ve been in New York City and I was in Macy’s in vision and I saw people walking around stunned because they couldn’t get their money out the bank. Now I’m going to give you a word of advice. The first country that goes bankrupt, and I’ve documented this and I’ve got it sealed in an envelope and I’m going to call all my friends and I’m telling you – this is the first time I’ve said it in a public meeting like this – but the first country that bellies up you get every dime you have – church get your money out of the bank because you’ve got two weeks because there’s going to be a bank holiday and you won’t be able to get a dime for six months. ….”

How will the drama play out?

Because of the bank failure in 2008, laws have been changed and contingency plans put in place to protect the taxpayer. The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 gives’ the Federal Deposit and Insurance Corporation (FDIC) broader powers to make decisions concerning banks in default.

However, Title II, Section 210 of the Dodd-Frank law legalized derivative contracts for banks and other financial institutions which make them legally binding and must be honored whether it is a loss or a gain regardless of whether the financial institution is insolvent or not. What this means is that if the banks have a bad derivative contract, by law they have to pay regardless of if they have the means to do so. These contracts are insured by the FDIC. Currently, it is estimated that the top 5 “Too Big to Fail” financial institutions have about $231 Trillion in derivative investments. The amount may not show up on their balance sheets because the contracts that are not yet due, some of them 10-20 years out, are not required to be reported. Not all of the derivative trading is risky, some are considered safe. But the trading that is more risky will affect all of the trading. More detail of the top banks and the amount of the derivative investments can be found on the website, www.thecoverclub.net.

“I view derivatives as time bombs, both for the parties that deal in them and the economic system.” Warren Buffet, 2002

I believe the derivatives market is going to cause the banks to crash and will be a catalyst for a run on the banks. I also believe it is possible that the bank failure could result in a nationwide martial law that so many prophets have seen.

In the stock market crash of 1929, the run on the banks was primarily individual account holders. When the run on the banks in the United States happens, it is going to be countries and other foreign investors that will be pulling money out of American banks. However, they are not coming through the front doors of the banks to withdrawal the money so the average American will not be aware of what is happening. Banks transact business with each other electronically such as wire transfers and direct debits. The average American will not likely be aware of a problem until the doors of the bank are locked and they are unable to retrieve funds out of the ATM.

I don’t believe the FDIC will be much help for individual depositors because there just is not enough insurance to cover both failed derivative contracts and the US depositors. See Deposit chart at www.thecoverclub.net. Further, the Dodd-Frank law gives the FDIC authority to use depositor funds to satisfy creditors in the case of bank default.

As Cover Club members, please pray for the Lord’s covering, His revelation strategy, and the necessary resources to accomplish His will as part of the Joseph Company.

Blessings and Shalom!

 

Sonja Felder

Our Spiritual Children will be Headless

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I had a dream that there were several toddlers laid among rubble. There was some sort of battle and the toddlers were left there. When we went to pull them out of the rubble, I noticed that their heads were missing. Their bodies were intact and fully functional, but there was no head. These toddlers were walking around headless! Because they did not have any eyes, they were just wandering aimlessly because they could not see where they were going. The people who were with me wanted to discard them, but I said, ‘no’. The toddlers were orphans and we needed to find homes for them. Then I woke up.

I felt the Lord was saying that these were orphans who were left without a spiritual leader. The rubble represented the sins in the Church coming down or being destroyed. There are many Christian leaders living in sin and the Lord is about to expose and bring down the evil in His Church. When this happens, many Christians, some still spiritual babies will be left without a leader wondering where to go and what to do next. The Church that remains has to be ready to take these spiritual babies to watch over them and train them up.

Healing is coming to the body of Christ

healing pictureFor years, I have been praying for healing in my body. In the process of prayer, I’ve learned a few key spiritual points of information along the way. One is that I have to watch what I say. I didn’t understand about word curses and how I was undoing my healing. I would always take the illness back every time I said “I have”. For example, if I said I have a cold, or I have high blood pressure. ‘I have’ is ownership. I was taking ownership of the illness. Even if I said, “I have no money”. I was taking ownership of lack of finances in my life.

There are many who are sick in the body of Christ. The reasons why are as varied as the people. But does this make the promises of God untrue? No, it does not. In fact, there is so much we still need to learn about spiritual matters and how the Kingdom operates. We are in a season where the Holy Spirit wants to pour out Kingdom knowledge, wisdom and understanding; How to bring the scriptures alive in our lives.

But despite all that I have just said, I received two visions last week concerning healing coming to the body of Christ.

The first vision I received was the image of a race and there were runners lined up at the starting line. There was a wide rubber type barrier that ran across the track keeping the runners from moving forward. The runners represented the Bride of Christ. The runners were in their starting positions ready to run as soon as the barrier was removed. Once the barrier was removed, there was a rush forward by the runners. But as they rushed forward, healing, restoration, and blessings attached themselves to the runners so that all manner of sickness, and oppression fell off and the runners were running their race without any hindrances.

The next vision I received when praying about healing was a massive waterfall in the spirit. The waterfall extended as far as my eyes could see. Below me was a floor, similar to a warehouse floor. The floor had a large steel door that was closed. There was a man standing next to the door with his hands on the handle ready to open it. I could tell that when it opens, the water from the waterfall will rush through the steel door into the earth realm. The rushing water is for the Bride. In the waters is healing, restoration, and blessings.

The two visions represent a massive outpouring of the Holy Spirit onto the Bride. The outpouring will bring the long awaited healing, restoration, restitution, and blessings that we have been earnestly praying and waiting for. There is a timing element for this outpouring from the Lord but the time is very soon as indicated by the runners in their starting positions and the man primed to open the steel door. Hopefully this post will bring encouragement to those who are praying and staying in faith. As the word says, “And let us not grow weary while doing good, for in due season we shall reap if we do not lose heart.”(Galatians 6:9)

A Market Place Ministry to help for the days ahead

the_cover_clubfinal_smallAs you may already know, our economy is on the brink of a collapse. The economic collapse that is coming will be worse than what America has seen in the past. In fact, it will be so bad, that our currency will lose total value. When this happens, the value of peoples assets will plummet to the point that some who are experiencing prosperity now, will be forced into poverty. Whether you believe what is coming is a mere down turn as a result of bad decision making or the judgement of God, or both, it will happen.

The Cover Club, a market place ministry the Lord instructed me to start is a member based company that provides information and resources to help us plan now and to cover us financially during the upcoming economic crisis.

The information is not just to cover us, but to help us prosper during a time when others are not. What I am referring to is a wealth transfer! Our prosperity will allow us to finance kingdom work in the days ahead.

 I need your help.

I’ve started a campaign on Indiegogo.com to raise funds to jump start the company so that the resources are available to get the word out through workshops, meetings, marketing and advertising  and to set-up the administrative infrastructure to provide a platform for additional resources and customer service.

Will you please help me get the word out and forward this email to your network of family and friends? I’ve included the link to the campaign and also the link to the Cover Club website. Anyone can become a member immediately via www.coverclub.net, or you can be part of the campaign via https://www.indiegogo.com/projects/help-launch-the-cover-club-member-based-company/x/12597123#/

I believe the information through The Cover Club is important for everyone so that we can prepare and be ready for the great wealth transfer!

Thank you for your help and support.

Blessings and Shalom

Sonja Felder

https://www.indiegogo.com/projects/help-launch-the-cover-club-member-based-company/x/12597123#/

www.thecoverclub.net

A major shaking is coming to the American church

While praying, this is what the Lord spoke to me this evening:Failure-e1369855103499

“I am going to cause a major shaking in a mega church this fall, and they are going to realize that I am a God of mercy and grace but I am also a God of judgement. The separation that will take place in the churches has begun and will manifest itself in the natural in a very public way.”

See also Ax-man Revisited

The Ax-Man Revisited

The Lord has instructed me to revisit a vision I had about the Church a few years ago. The original vision is posted within this blog. However, I am going to repost with an updated interpretation from the Lord. Before I do, allow me to explain that many of the prophecies concerning the United States signal that we are going to see major calamities beginning with an economic collapse this fall, 2015. While, I agree with many of the prophecies since they align with what the Lord has shown me; because of prayers and intercession, there will be a delay with what is coming to allow the Church more time to prepare. The Lord is also continuing to use this time to allow the Church to repent and turn our hearts back towards the Lord and away from the agenda of man. In the not too distant future, the separation that is taking place within the body of Christ will be complete. The separation is between those who follow Jesus and those who do not. Meaning, there will be no place for doctrinal differences or for those who have elevated themselves to the level of celebrity so that it’s hard to tell the difference between them and Hollywood. Here is the vision I received:

Levite PriestNot long ago while meditating and praying, I received a vision. I was looking afar unto the shore of an ocean beach. There was a tall wooden statue, almost as tall as the trees that fenced the back of the beach. A man with an ax came and chopped the statue down. The whole statue of what appeared to be an ancient holy man with long hair and a great beard toppled over into the water and was carried away by the waves. Then another statue appeared similar to the one before. This time I was closer and able to see the details of the statue and the man with the ax. The ax-man cut this statue just above the base or the knees. But the statue did not break apart. It toppled over intact like the one before and was carried away by the waves. Another statue appeared and then another. Each one cut down by the ax-man. It didn’t matter where the ax-man hit, the entire statue toppled over and was carried into the ocean by the waves. The statues were of men with great beards and long hair. They were carved in ceremonial robes similar to that of Levite priests. The ax-man also had long hair and a beard. He appeared very small compared to the statues but he was strong and he did not miss. It only took one stroke of his ax to topple over the statues.

Updated Interpretation

The statues represent church leaders who are idols to their congregations. These church and ministry leaders elevate themselves to a high position and make themselves the priority and the object of affection. The trees that fence the back of the beach represent people. The fact that the trees are tall and the statues are tall indicates that they feel important in their own eyes.

The Ax-Man is Jesus. His size in the vision is an indication of how little He is respected and honored. The beach is the realm between spirit and the world. The ocean represents the world and its systems. And yet, it is the Ax-Man, Jesus who has the power to judge and cut down.

“I will cut these men from My glory and they will hear from me no more. They will be carried away and swallowed up by the world. My grace and mercy will no longer be with them. They will be among the walking dead; that is living and breathing but empty of My spirit.”

The Lord has already started to separate what is represented in this vision from the ones who truly follow Him. In the weekly prayer meetings I started this summer, we have been praying and repenting on behalf of the church.

In II Chronicles 7:14 is says: “If My people, who are called by My name, shall humble themselves, pray seek, crave and require of necessity My face and turn from their wicked ways, then will I hear from heaven, forgive their sin, and heal their land.”(Amp)

It is not the Lord’s desire that the Church be separated.  But we are called to do great things in this next season and He needs a Church who will hear and hearken to Him alone.

Egypt, a Place of Bondage

vector silhouette of a girl with raised hands and broken chains

….And He brought them forth (out of Egypt) with silver and gold, and there was not one sick person among their tribes (Psalm 105:37)(emphasis mine)

Many are familiar with the story of the Israelites coming out of Egypt. Songs have been sung and movies have been made about Moses bringing Gods people out of Egypt. The Israelites were servants, and slaves to the Egyptians. They were poor, tired and beaten down by their situation. They cried out to God and God heard their cry and remembered that He made a covenant with Abraham, Isaac and Jacob (Exodus 2: 23-25).

As the story goes, Moses returns to Egypt, the land of His birth by the commandment of God to set the Israelites free from their bondage under Pharaoh. In preparation for their freedom and journey out of the land of Egypt, God prepares the hearts of the Egyptians and gives the Israelites favor with them so that when they leave, they will not leave empty handed. Then God commanded Moses to speak to the people telling them to gather silver and gold and also articles of clothing from their Egyptian neighbors.

Speak now in the hearing of the people that each man ask from his neighbor and each woman from her neighbor for articles of sliver and articles of gold. And the Lord gave the people favor in the sight of the Egyptians. (Exodus 11:2-3)

Now the sons of Israel had done according to the word of Moses for they had requested from the Egyptians articles of silver and articles of gold and clothing: and the Lord had given the people favor in the sight of the Egyptians so that they let them have their request. Thus they plundered the Egyptians. (Exodus 12:35-36)

Wealth Transfer is coming to America!

The Lord showed me that the same is about to happen with Christians in America. We are about to be a part of a great wealth transfer! As our economy falls, and many people will lose their wealth, God’s people will be in a position to receive the wealth that will be lost. Proverbs 13:22, …..And the wealth of the sinner is stored up for the righteous.

Whether we are aware of it or not, we are in a type of bondage like the Israelites. Our bondage is with the world system, more specifically the economic system. We only have to watch Greece to get a glimpse of what is about to happen here. The economic system is the U.S. is fragile at best and is in real danger of collapsing. When this happens, the value of the dollar will decrease significantly causing hyper inflation. Prices will go up considerably but value in certain types of assets such as property will decrease.

When the Israelites were about to leave Egypt, they are told to prepare. Part of their preparation was to go to their Egyptian neighbors and get their gold and silver. In the story of Noah, before the floods came, Noah built an ark. The floods did not come until after the ark was built and filled with provision and the animals of the earth (See Genesis 6-8). In the story of Joseph, the King of Egypt was given a dream in which Joseph interpreted. Egypt was given 7 years of plenty to prepare for the 7 years of famine (See Genesis 41). Today, God is revealing to His prophets what is coming to America so that we can also prepare.

Many things are coming to America in terms of judgment and correction. We are going to see the beginnings of things to come possibly this fall. Some believe as soon as September, 2015. If you are someone who follows the prophecies concerning the impact of end time events in this country, then you already know that what is about to happen will be very serious, even worse than the great depression of the 1930’s.

When God showed me what was about to happen in the U.S., written in my post, “Waking Vision of the future of America” I wanted to pack my bags and leave this country immediately! The vision was so real and it felt like the events were going to happen tomorrow. Once I calmed down, I prayed and asked God for solutions and time-lines. What He revealed to me was a strategy that will position us to be a part of the wealth transfer and cover us financially during the next economic down turn.

Prepare Yourselves

The “Currency Kit” is what God showed me. He revealed to me that when the USD, the United States currency loses value, certain other country currencies will gain significantly in value. While it is not completely clear what specifically will trigger the downturn of the dollar, there is a consensus of leading economics and also prophets that it will happen; the dollar will fall. References can be found to other leading economics and prophets in my audio on YouTube at CoverClub TV.

The Cover Club is a Christian Company created solely for the purpose of preparing God’s people to cover themselves economically and also to prepare from the wealth transfer that is about to take place. It is a ministry within the Market Place. I invite you to review the information and to share it with your friends and family.

We are not to fear, but to prepare for there is work to be done for the Kingdom. I will go into more specific prophecies in future posts.